Auto Insurance
Looking for Auto Insurance?
At Batten Insurance we have you covered. We can help you with standard auto insurance, as well as auto insurance for collector cars.
Whether you live in Palm Beach County, or in any other part of Florida, when most people think about auto insurance, they think about damage to their own car. That is just the beginning. The truth is, auto insurance covers much more than just your car.
You are at risk every single time you get into your car. Take into account the number of cars on the road and the distractions drivers deal with every single day. Did you know that most accidents occur within a 5 mile radius of your home? This is why it is important to understand what your coverage options are — not just for your car, but also for you and people who may be injured as a result of your negligence. This is where Batten Insurance comes in!
Auto Insurance is Serious Business and We have You Covered!
If you are involved in an accident and are at fault and cause someone else’s bodily injuries, you could literally lose everything if you’re not properly insured.
Batten Insurance is here to work on your behalf to properly cover your needs and manage your exposures. We make sure that there are no gaps in your coverage. And this doesn’t mean that to have this great coverage, you will be paying more.No two insurance contracts are the same, and while two policies side-by-side might look the same, the fine print behind the cover page can vary drastically from company to company.
You need someone who truly understands the policy contract, and at Batten Insurance, this is what we do best. We sort through the exclusions and conditions for you, so you can rest easy knowing that you have the best possible coverage at the best price without having to learn legal jargon.
Important Auto Insurance Coverages
When you browse through your auto insurance policy, you may see certain coverages and wonder exactly what they are, and why they’re on your policy.
Let us clarify a few of the more important ones for you:
Collision Coverage
This is the part of your policy that covers your car in the event you damage the car itself somehow, as a result of an accident with a fixed or moving object like another car, a curb, a house, a guard rail, etc.
Comprehensive Coverage
This coverage also protects your car, but in the event that something else damages your car, that is not a fixed or moving object. For example, a rock that cracks your windshield while you’re driving on the highway, an animal you might hit, and so on.
Property Damage **Mandatory in FL
This provides coverage if you damage someone else’s car in an accident, or a guard rail, house, or some other property that belongs to someone else. This is the part of your policy that compensates the other person for that damage.
Bodily Injury Liability
This coverage protects your financial interest in the event you injure another party in an accident. This is the part of your policy that pays the other party for their medical bills and related expenses. Due to the high cost of medical care, it’s dangerous to carry liability limits that are too low. This is something we can help you decide on. This also covers your legal expenses up to the policy limits should you be sued.
PIP (Personal Injury Protection) **Mandatory in FL
This coverage is for you and your resident relatives for medical expenses regardless of who is at fault. It can include lost wages as well.
UN-INSURED & UNDER-INSURED MOTORIST COVERAGE
This coverage pays you, in the event that you are injured by another party, and that other party was either unidentified, or they weren’t carrying a high enough limit of Bodily Injury Liability to cover your expenses. This is a critical coverage considering the number of people in our state who have the minimum mandatory coverage and do not carry Bodily Injury Liability on their policy.
How to Get Started with Your Auto Insurance Quotes
To get started, call our office directly, or complete the fields below to send us some basic information about your needs so we can get started on your policy review and comparison!
Ann-Marie Batten
West Palm Beach, FL
Frequently ASked Questions
What are your agency hours?
Monday: 8:30 AM – 5:30 PM
Tuesday: 8:30 AM – 5:30 PM
Wednesday: 8:30 AM – 5:30 PM
Thursday: 8:30 AM – 5:30 PM
Friday: 9:00 AM – 5:00 PM
Saturday: by appointment only
Sunday: by appointment only
Are you open on weekends?
Saturday: by appointment only
Sunday: by appointment only
Can I text your agency with questions?
Yes, we have text messaging services.
What languages do you speak?
We have staff members available who speak the following languages: English, Spanish
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